Save money on your dental bills with DeCare Dental Insurance

We have dental cover to suit all ages and budgets.

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Plans for you

We know how important maintaining good oral health is as we get older. Failure to look after our teeth and gums can impact your health as well as your finances.

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Plans for children

A healthy smile comes from regular dental care and starting this routine early helps to avoid dental problems and costly procedures in later years.

Making great oral health care affordable for everyone

Avoiding dental treatment can have a long term effect not only on your dental health but also on your general health and wellbeing. All of our plans are based on our Healthy Smiles approach, which helps to manage the cost of your routine dental bills and promotes regular and sustained preventive care by providing 100% cover for examinations, cleanings and x-rays. You can then choose the level of minor, major and orthodontic cover that you feel is right for you.

Why get dental cover?

€ Spread your costs monthly at no extra charge
Protect your dental health and manage the costs of your dental care
100% immediate cover for check-ups, cleanings and emergencies
Protects you in case of a dental emergency

Choose a healthy smiles plan that’s just right for you

All plans include Care and Prevent benefits, enabling you to build a regular healthy oral health routine. You can increase your cover by choosing the level of basic and major treatment that suits you.

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Adults

From less than €18^^/ month

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Children

From less than €12^^^/ month

Get Quote Buy Now

Healthy Smiles Plans

Level 1

  • 100% cover for 2 dental exams, 2 dental cleanings & dental X-Rays

    Immediate Cover

  • 100% for 1 emergency dental treatment

    Immediate Cover
Get Quote for Level 1

Level 2

  • 100% cover for 2 dental exams, 2 dental cleanings & dental X-Rays

    Immediate Cover

  • 100% for 1 emergency dental treatment

    Immediate Cover

  • 70% cover for fillings, extractions & treatment of gum disease

    3 months

  • Additional Cover for Children: 70% cover for sealants, space maintainers & stainless steel crowns

    3 months
Get Quote for Level 2

Level 3

  • 100% cover for 2 dental exams, 2 dental cleanings & dental X-Rays

    Immediate Cover

  • 100% for 1 emergency dental treatment

    Immediate Cover

  • Additional Benefits:
    (Activation Required)
    1 additional cleaning per year during pregnancy
    1 additional cleaning per year during chemotherapy treatment for cancer

    Immediate Cover

  • 70% cover for fillings, extractions & treatment of gum disease

    3 months

  • Additional Cover for Children: 70% cover for sealants, space maintainers & stainless steel crowns

    3 months

  • 60% cover for major treatments^ such as root canals
    Dentures, bridges & implant supported crowns*
    Crowns, inlays, onlays & veneers**
    Implant fixture, once per tooth lifetime***

    12 months

  • Claim up to €5,000 with Oral Cancer Benefit

    Immediate Cover
Get Quote for Level 3

Level 4

  • 100% cover for 2 dental exams, 2 dental cleanings & dental X-Rays

    Immediate Cover

  • 100% for 1 emergency dental treatment

    Immediate Cover

  • Additional Benefits:
    (Activation Required)
    1 additional cleaning per year during pregnancy
    1 additional cleaning per year during chemotherapy treatment for cancer

    3 months

  • 70% cover for fillings, extractions & treatment of gum disease

    3 months

  • Additional Cover for Children: 70% cover for sealants, space maintainers & stainless steel crowns

    3 months

  • 60% cover for major treatments^ such as root canals
    Dentures, bridges & implant supported crowns*
    Crowns, inlays, onlays & veneers**
    Implant fixture, once per tooth lifetime***

    12 months

  • Claim up to €5,000 with Oral Cancer Benefit

    Immediate Cover

  • Claim up to €1,000 on with Lifetime Orthodontic Benefit

    2 years
Get Quote for Level 4

Policy Maximums

Level 1
Level 2
Level 3
Level 4
*Annual maximums for dentures, bridges & implant supported crowns per member per year
n/a
n/a
€500
€500
**Annual maximum for crowns, inlays, onlays & veneers per member per year
n/a
n/a
€500
€500
***Annual maximums for implant fixtures per member per year
n/a
n/a
€250
€250
Lifetime maximum on oral cancer benefit
n/a
n/a
€5,000
€5,000
Lifetime maximum on ortho treatment
n/a
n/a
n/a
€1,000
Annual maximum for all other services per member per year
€500
€1,000
€1,000
€1,000

Policy Maximums

*Annual maximums for dentures, bridges & implant supported crowns per member per year
Level 1
n/a
Level 2
n/a
Level 3
€500
Level 4
€500
**Annual maximum for crowns, inlays, onlays & veneers per member per year
Level 1
n/a
Level 2
n/a
Level 3
€500
Level 4
€500
***Annual maximums for implant fixtures per member per year
Level 1
n/a
Level 2
n/a
Level 3
€250
Level 4
€250
Lifetime maximum on oral cancer benefit
Level 1
n/a
Level 2
n/a
Level 3
€5,000
Level 4
€5,000
Lifetime maximum on ortho treatment
Level 1
n/a
Level 2
n/a
Level 3
n/a
Level 4
€1,000
Annual maximum for all other services per member per year
Level 1
€500
Level 2
€1,000
Level 3
€1,000
Level 4
€1,000
NOTE:
Annual maximums can be increased to either €1,500 or €2,000 on plans Level 3 & 4.

^€100 policy excess applies to major treatments only 

Adult Dental Plans – ^^Healthy Smiles Level 1, age 18-39 from €17.10 per month or €205.20 per year. Plans available for all ages, select “Get Quote” to find a plan for you.

Child Dental Plans – ^^^Healthy Smiles Level 1, age 0-17 from €11.02 per month or €132.24 per year.

Full details of cover are included in the Terms and Conditions booklet, which you can download here. Terms and Conditions Booklet.

A healthy smile is a happy smile

With 4 levels of cover to choose from, you can pick the best option for you or your family.

Download our brochure to learn more about choosing the level of basic and major treatment that suits you.

Download Brochure
healthy smiles dental brochure

Have outstanding questions?

You can also check out our resources page, where you will find FAQs and additional Oral Health content to ensure you make the best decision for your dental needs.

Read our FAQs

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Call our dedicated customer service team on 094 93 78608

Mon – Thurs: 8.30am to 5pm
Fri: 8.30am to 4pm