Adult Dental Plans

Helping you to manage your Dental Health

We all know how important looking after our oral health is, but sometimes the costs can really add up.

Are you looking after your oral health?

60%* of people without dental insurance only attend the dentist when they have a dental issue.

Our Healthy Smiles range of dental insurance plans can help to manage these costs, ensuring that you can take the best care of your teeth and your oral health.

  • Spread your costs monthly at no extra charge
  • Save on the cost of your dental care
  • Immediate cover for check-ups, cleaning & x-rays
  • Immediate cover for emergency treatment
  • Financial protection for minor & major treatments
  • Ensure a healthy smile with regular, sustained oral health care

 

The Healthy Smiles range of plans are available in 4 levels, allowing you to choose the option that fits your needs and your budget.

*Empathy Research 2019

LEVEL1234
Care and Prevent (100% Cover)
Immediate Cover
- 2 dental exams per year
- 2 dental cleanings per year
- Dental x-rays
- 1 emergency dental treatment worldwide per year
Basic Treatment (70% Cover)
After 3 Months
- Fillings
- Extractions
- Treatment of gum disease
- Sealants (for children)
- Space maintainers (for children)
- Stainless steel crowns (for children)
Major Treatment (60% Cover)
After 12 Months
- Root canal
- Dentures
- Crowns, inlays, onlays & veneers*
€100 policy excess applies to major treatments only
Oral Cancer Benefit
Immediate Cover
- €2,000 lifetime lump sum benefit
- €1,000 lifetime oral rehabilitation benefit
Orthodontics
After 2 Years
- €1,000 lifetime orthodontic benefit for each covered person
*Annual maximum for crowns, inlays, onlays and veneers per member on Level 3 & 4 -  €500
- Lifetime maximum on ortho treatment on Level 4 -  €1,000
- Lifetime maximum on oral cancer benefit on Level 3 & 4 - €3,000
- Annual maximum for all other services per member per year:
Level 1 - €500 | Level 2 - €1,000 | Level 3 - €1,000 | Level 4  €1,000
Level 1 - From €15.33* per monthLevel 2 - From €22.45** per monthLevel 3 - From €27.31*** per monthLevel 4 - From €30.79^ per month
Care and Prevent (100% Cover)
Immediate Cover
- 2 dental exams per year
- 2 dental cleanings per year
- Dental x-rays
- 1 emergency dental treatment worldwide per year
Basic Treatment (70% Cover)
After 3 Months
- Fillings
- Extractions
- Treatment of gum disease
- Sealants (for children)
- Space maintainers (for children)
- Stainless steel crowns (for children)
Major Treatment (60% Cover)
After 12 Months
- Root canal
- Dentures
- Crowns, inlays, onlays & veneers*
€100 policy excess applies to major treatments only
Oral Cancer Benefit
Immediate Cover
- €2,000 lifetime lump sum benefit
- €1,000 lifetime oral rehabilitation benefit
Orthodontics
After 2 Years
- €1,000 lifetime orthodontic benefit for each covered person
*Annual maximum for crowns, inlays, onlays and veneers per member on Level 3 & 4 -  €500
- Lifetime maximum on ortho treatment on Level 4 -  €1,000
- Lifetime maximum on oral cancer benefit on Level 3 & 4 - €3,000
- Annual maximum for all other services per member per year:
Level 1 - €500 | Level 2 - €1,000 | Level 3 - €1,000 | Level 4  €1,000

Adult Dental Plans – *Healthy Smiles Level 1, age 18-39 from €15.33 per month or €183.96 per year.
Adult Dental Plans – **Healthy Smiles Level 2, age 18-39 from €22.45 per month or €269.40 per year.
Adult Dental Plans – ***Healthy Smiles Level 3, age 18-39 from €27.31 per month or €327.72 per year.
Adult Dental Plans – ^Healthy Smiles Level 4, age 18-39 from €30.79 per month or €369.48 per year.